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Abstract
The purpose of this paper is to examine website adoption and its resultant effects on credit union performance in Ireland. Credit union specific factors influence adoption as does the socio-economic profile of the population from where the credit union draws its membership. Website adoption results in a reduction in the spread between the loan and dividend rate with this primarily driven by a fall in the loan rate. Given that the adoption of a website, albeit with limited functionality, translates into cost benefits this augurs well for the current restructuring process underway for Irish credit unions which has as one of its objectives the upgrade of credit union ICT sophistication.
| Original language | English |
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| Publication status | Published - 2013 |
Publication series
| Name | Centre for Responsible Banking & Finance Working Paper Series |
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| Publisher | University of St Andrews School of Management |
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Dive into the research topics of 'Cooperative traits of technology adoption: Website adoption in Irish credit unions'. Together they form a unique fingerprint.Research output
- 1 Other report
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Usage of internet based technology by Irish credit unions
Quinn, B., Sept 2010, Irish League of Credit Unions.Research output: Book/Report › Other report