Activities per year
Abstract
This study undertakes a modeling based performance assessment of all Irish credit unions between 2002 and 2010, a particularly turbulent period in their history. The analysis explicitly addresses the current challenges faced by credit unions in that the modeling approach used rewards credit unions for reducing undesirable outputs (impaired loans and investments) as well as for increasing desirable outputs (loans, earning assets and members’ funds) and decreasing inputs (labour expenditure, capital expenditure and fund expenses). The main findings are: credit unions are subject to increasing returns to scale; technical regression occurred in the years after 2007; there is significant scope for an improvement in efficiency through expansion of desirable outputs and contraction of undesirable outputs and inputs; and that larger credit unions, that are better capitalised and pay a higher dividend to members are more efficient than their smaller, less capitalised, and lower dividend paying counterparts.
Original language | English |
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Pages (from-to) | 430-453 |
Number of pages | 24 |
Journal | Financial Accountability & Management |
Volume | 30 |
Issue number | 4 |
Early online date | 08 Oct 2014 |
DOIs | |
Publication status | Published - Nov 2015 |
Keywords
- Credit unions, efficiency, impaired loans and investments
Fingerprint
Dive into the research topics of 'Modelling the Performance of Irish Credit Unions, 2002 to 2010'. Together they form a unique fingerprint.Impacts
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Efficiency Study of Irish Credit Unions 2012
Barry Quinn (Participant) & Donal McKillop (Participant)
Impact: Public Policy Impact, Economic Impact, Societial Impact
Activities
- 1 Invited or keynote talk at national or international conference
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Keynote Speaker at UUC's Annual Credit Union Summer School on the Economic of Credit Union Regulation
Barry Quinn (Advisor)
12 May 2017Activity: Talk or presentation types › Invited or keynote talk at national or international conference
Profiles
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Barry Quinn
- Queen's Management School - Senior Lecturer
- Finance
- Centre for Not-For-Profit and Public-Sector Research
Person: Academic