Immigration and the demand for life insurance: evidence from Canada, 1911

    Research output: Contribution to journalArticle

    Published

    Standard

    Immigration and the demand for life insurance: evidence from Canada, 1911. / de Bromhead, Alan; Borowiecki, Karol Jan.

    In: European Review of Economic History, Vol. 20, No. 2, 01.05.2016, p. 147-175.

    Research output: Contribution to journalArticle

    Harvard

    APA

    Vancouver

    Author

    Bibtex

    @article{011b3df543d74aafb6c418af75579440,
    title = "Immigration and the demand for life insurance: evidence from Canada, 1911",
    abstract = "This article analyses the determinants of the demand for life insurance using sample data from the 1911 Census of Canada. We find that immigrants' demand for life insurance was on average around 13 percentage points lower than that of native-born Canadians, with the effect varying by province of settlement. We interpret these findings as evidence suggesting a greater appetite for risk among self-selecting immigrants relative to native-born Canadians. We also uncover evidence of a slow assimilation of immigrants in terms of life insurance holdings, slower indeed than the process of assimilation in terms of earnings.",
    author = "{de Bromhead}, Alan and Borowiecki, {Karol Jan}",
    year = "2016",
    month = "5",
    day = "1",
    doi = "10.1093/ereh/hev022",
    language = "English",
    volume = "20",
    pages = "147--175",
    journal = "European Review of Economic History",
    issn = "1361-4916",
    publisher = "Cambridge University Press",
    number = "2",

    }

    RIS

    TY - JOUR

    T1 - Immigration and the demand for life insurance: evidence from Canada, 1911

    AU - de Bromhead, Alan

    AU - Borowiecki, Karol Jan

    PY - 2016/5/1

    Y1 - 2016/5/1

    N2 - This article analyses the determinants of the demand for life insurance using sample data from the 1911 Census of Canada. We find that immigrants' demand for life insurance was on average around 13 percentage points lower than that of native-born Canadians, with the effect varying by province of settlement. We interpret these findings as evidence suggesting a greater appetite for risk among self-selecting immigrants relative to native-born Canadians. We also uncover evidence of a slow assimilation of immigrants in terms of life insurance holdings, slower indeed than the process of assimilation in terms of earnings.

    AB - This article analyses the determinants of the demand for life insurance using sample data from the 1911 Census of Canada. We find that immigrants' demand for life insurance was on average around 13 percentage points lower than that of native-born Canadians, with the effect varying by province of settlement. We interpret these findings as evidence suggesting a greater appetite for risk among self-selecting immigrants relative to native-born Canadians. We also uncover evidence of a slow assimilation of immigrants in terms of life insurance holdings, slower indeed than the process of assimilation in terms of earnings.

    U2 - 10.1093/ereh/hev022

    DO - 10.1093/ereh/hev022

    M3 - Article

    VL - 20

    SP - 147

    EP - 175

    JO - European Review of Economic History

    T2 - European Review of Economic History

    JF - European Review of Economic History

    SN - 1361-4916

    IS - 2

    ER -

    Download

    Download as: RIS